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Get Maximum Cover & Premium Benefits The Premier Policy: For All – Inclusive Cover

Travel far, travel wide, and set your worries aside. If you're a traveller who desires comprehensive protection, consider our Premier policy. You'll receive the widest range of benefits at highest levels of cover, including: emergency medical & dental, emergency travel & accommodation, and trip cancellation and curtailment benefits that cover the full value of your trip. With a premier policy, you can take off and leave your worries behind.

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Enjoy Extensive Benefits for an Affordable Price The Value Policy: For The Discerning Traveller

You don't need to choose between ample cover and a low price. Our value policy gives you the best of both worlds, with plenty of benefits to protect even a high-­‐ticket overseas trip at a very affordable price point. Benefits include emergency medical & dental expenses, trip cancellation and curtailment costs, and much more. Use the money you save with the value policy to spend a little more during your trip.

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Keep Safe & Protected with Basic Cover The Basic Policy: For Essential Protection

If you’re travelling domestically, or if your trip costs are not particularly high, our basic policy may be the best choice for you. You’ll still receive essential cover, such as emergency medical and dental costs and trip cancellation costs, but you’ll save by choosing a streamlined suite of benefits. Travel smart & safe with the basic policy.

Top Reasons To Buy Why Do I Need Travel Insurance, Anyway?

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In a perfect world, you'd never need travel insurance. But you never know when something will disrupt your trip. There are countless situations when travel insurance could literally save the day. Here are just a few:

  • You are injured and hospitalized overseas
  • Your passport is stolen
  • A natural disaster strikes your destination
  • Illness forces you to cancel your trip
  • A labour strike keeps you stranded away from home

You never want to think these situations will happen to you, but if they do, you'll be glad you have travel insurance.

Medical Claim Costs Avoid The High Cost of Medical Claims

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Overseas medical claims regularly amount to more than $10,000, and it’s not unusual for them to exceed $100,000. For a small fraction of that cost, you can inoculate yourself against those hefty costs. Emergency medical cover lets you:

  • Protect against astronomical medical bills.
  • Ensure that you receive the highest quality medical care.
  • Have a team of medical advocates monitoring your welfare.

Purchasing emergency medical cover is one of the smartest decisions you can make as a traveller. Don't wait until it's too late.

  • How do I choose the right type of travel insurance?

    It depends on where you plan to travel, the overall cost of your trip, as well as the extent of cover you desire. If you're planning a luxury trip overseas, you'll likely want our premier policy. If you are travelling abroad on a more modest budget, the value policy may be best for you. Our basic policy is designed with domestic travellers in mind. If you need help deciding on the type of cover you need, call 1800 88 8777.

  • How do I determine the total cost of my trip?

    Total up all of the pre-paid and non-refundable costs associated with your trip. This might include the cost of airfare; accommodations; and tours, events or excursions that you will have paid for prior to the start of your trip. If you are unsure of your exact trip costs, try to estimate them as accurately as possible. However, you should err on the side of over-estimating rather than underestimating your costs.

  • Can I get cover if I have an existing medical condition?

    In many cases, yes, but it depends on your particular situation. Our policies automatically cover many existing medical conditions (please see the policy document for details). Some of these are covered for free, and some may require an extra premium to be paid. In certain cases, we are able to issue a policy for people with pre-existing conditions that excludes medical benefits. In this case, you will be covered for things such as trip cancellation, but you would not receive emergency medical benefits. For more information, please contact us at 1800 88 8777.

  • When does my policy start?

    Your trip cancellation benefits start when you policy is issued. All other benefits, such as emergency medical and dental coverage, begin on the date of your departure (as listed on your policy).

  • What if I change my mind?

    If you decide you do not want your travel insurance policy, you have a 14-day cooling off period during which you may return it. As long as you have not already travelled or made a claim on the policy, you will receive a full refund--no questions asked!